Gonzalo Ares de Parga Regalado

Gonzalo is an applied econometrician and Ph.D. candidate in Economics and Finance at Bocconi University, focusing on two research agendas in Banking and Development Economics through the lens of Industrial Organization. The first studies how policies and regulations interact with market structure, competition, and technology adoption in the banking sector, and how these dynamics shape financial inclusion and labor-market outcomes. The second investigates how cross-border financial linkages, particularly migration networks and remittance flows, transmit economic shocks to households and financial systems in migrant-origin regions. Gonzalo holds a B.A. in Economics from Centro de Investigación y Docencia Económicas (CIDE) and an M.Sc. in Econometrics and Empirical Economics from Toulouse School of Economics (TSE), where he graduated summa cum laude and received the Jean-Jacques Laffont Scholarship. He has worked in the research directorates of Banco de México and the ECB. His work leverages exclusive Mexican administrative data on business loans and agricultural credit, as well as individual-level migration and deportation records.